Auto Loan

Do you want to buy a vehicle? No matter if you have decided on the type or model, you are at the right place! You can use our calculator above to calculate the best repayment plan for your budget and start applying.

Our pricing may change according to the vehicle's brand/model/model year, and points for the completion of the application (branches and dealers) shall give you the final price.

In personal vehicle loans, final invoice value for new vehicles shall be considered while motor own damage insurance value shall be taken into account for used cars.

In personal-purpose credit, maximum maturity is 48 months for vehicles worth TL 400,000 and below; 36 months for vehicles worth TL 400,001 - 800,000; 24 months for vehicles worth TL 800,001 - 1,200,000; and 12 months for vehicles worth TL 1,200,001 - 2,000,000.

If you are a small- and medium-sized enterprise (SME), you can click the SME Auto Loan page to calculate the loan and make an application for yourself or your company.

• We offer advantageous interest rates varying on the basis of brand and model.
• In personal-purpose credit, maximum maturity is 48 months for vehicles worth TL 400,000 and below; 36 months for vehicles worth TL 400,001 - 800,000; 24 months for vehicles worth TL 800,001 - 1,200,000; and 12 months for vehicles worth TL 1,200,001 - 2,000,000.
• For second-hand vehicles, we offer credit facilities where the maximum total of vehicle's age and credit maturity will be 144 months.
• Pledging the vehicle you bought will suffice as the credit collateral. However, in certain conditions, we may also require surety as security for repayment.
• For personal-purpose auto loans requested by individual customers and sole (individual) proprietorships, the maximum crediting rate is 70% for vehicles worth TL 400,000 and below; 50% for vehicles worth TL 400,000 to 800,000; 30% for vehicles worth TL 800,000 to 1,200,000; 20% for vehicles worth TL 1,200,000 to 2,000,000.

Firstly, you must be 18 years of age and a citizen of the Republic of Turkey in order to apply for the auto loan.

We offer you 4 different channels to make your application:

• Application form found right above
• Garanti BBVA Mobile
• Your preferred Garanti BBVA branch
• Our contracted auto dealers that you choose
• 444 OTOM (444 6866), just one phone call away

A preliminary assessment is performed by our bank by using the information you have provided in the application. If the result of the preliminary assessment is positive, we expect you to visit our branches or our contracted car dealers along with the necessary documents.

After verifying the documents you have submitted to us, we make a final assessment. Once your application is approved, you can sign the required contracts at our branches or contracted car dealers and get your vehicle by completing the insurance, vehicle registration, and pledge procedures.