Bonus Virtual Card

With Virtual Card, your online shopping is safer than ever!

If you want to shop online but don’t feel secure, you can use Garanti BBVA Virtual Credit Cards. You can set the limit of your Virtual Credit Card yourself and use it for risk-free telephone or internet shopping.

You can apply for a Virtual Debit Card or Virtual Credit Card via Garanti BBVA Internet Banking and Garanti BBVA Mobile. You will get a Virtual Debit Card if you select an account while making your application or a Virtual Credit Card if you select a credit card.
When you want to shop online, you should first make a money transfer from any one of your accounts to your Garanti BBVA Virtual Card. Garanti BBVA Virtual Card's limit will not exceed the amount deposited to the card by you. You can transfer the remaining amount back to your account once you finish shopping with your Garanti BBVA Virtual Card.
You can instantly access the card number, expiry date, and Security Code (CVC2) details, which are needed to be able to use the Virtual Credit Card, via Garanti BBVA Mobile, Garanti BBVA Internet Banking, or Garanti BBVA Customer Communication Center.

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You can determine the limit of your Virtual Credit Card via Garanti BBVA Mobile, Garanti BBVA Internet Banking, and the BonusFlaş application right before shopping, and reduce the limit back to "1 Kuruş" once you finish shopping. Following this procedure prevents the use of your card by other people without your information and approval.

You can choose to pay either TL or USD equivalent of your purchases on international websites. Since there may be exchange differences in your purchases on international websites, you should transfer a limit amount that is approximately TL equivalent of the relevant price plus 10%.

You don’t pay an annual card fee for Garanti BBVA Virtual Card.

Garanti BBVA Virtual Card enables you to enjoy discounts when shopping at many virtual stores.

It has been developed by Garanti BBVA to ensure complete security for both the buyer and the seller.

On the credit card statement date, the accumulated bonuses are transferred to the main card to which your Virtual Card is linked.

You can keep track of your Virtual Card purchases through Garanti BBVA Mobile and Garanti BBVA Internet Banking.

You can use it for all online purchases that you make in Turkey and abroad.

Some websites operating abroad restrict the use of Turkish credit cards due to security reasons. If you cannot complete your purchase although your card limit is sufficient, firstly try to contact the website administrators.

Even if the limit of your Virtual Card is "0", you may receive a certain charge on your credit card after making trial purchases in accordance with transaction limits defined for merchants as per Visa and Mastercard rules and varying among the countries. If you receive such charges on your virtual credit card, the transaction amount may be refunded to you on the condition that you fax your appeal to +90 212 657 21 10 within 30 days of the transaction date at the latest.

As of 1 October 2001, when you shop online, Credit Card Security Code must be requested by stores and checked by banks. It has been observed that some international websites do not request the Security Code. We suggest not performing transactions without using the security code for your own safety.

While you are shopping from online stores, an amount equivalent to the purchase amount is blocked on your card when the transaction is successful. However, the relevant limit may remain blocked even if that purchase is canceled later. The reason behind this is that the recipient bank is late to send the cancellation order. If the relevant limit is blocked on your card although a transaction is cancelled, you may call Garanti BBVA Customer Communication Center at 444 0 333. The blockage on the relevant limit shall be removed after the required investigation is performed and the recipient bank's approval is obtained.

You may cancel your Bonus Virtual Card by calling Garanti BBVA Customer Communication Center at 444 0 333.

Bonus Virtual Card

With Virtual Card, your online shopping is safer than ever!

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