Bonus Gold

•  You earn a 50% extra bonus on all monthly purchases over 2,000 TL with the Bonus Gold card. *
• Each earned bonus is equal to 1 TL (1 bonus=1 TL).
• You earn an extra bonus of 6% if you opt for paying for your purchases with the QR code or the mobile payment option on BonusFlaş. 
• The maximum monthly extra bonus amount is limited to 20 TL and yearly to 150 TL.
•  You can combine the pleasure of bonus with the comfort of purchases in installments.
• With your Bonus Gold, you can access your current accounts from all Garanti BBVA ATMs and conveniently perform the transactions that you carry out with your Paracard, such as money withdrawal and depositing.
• You can perform remittance and EFT transactions via Garanti BBVA Mobile, Garanti BBVA Internet, and Garanti BBVA ATMs even when you don't have money in your account.
• When you need cash, you can withdraw cash advances with fixed installments and suitable interest rates.
• You can easily and quickly make your payments via Garanti BBVA Mobile, Garanti BBVA Internet, or 444 0 333 Garanti BBVA Customer Communication Center.
• With the feature of "split transaction into installments", you can benefit from the installment opportunity even if you pay in advance.

* The maximum monthly extra bonus amount is limited to 20 TL and yearly to 150 TL.

Why are transactions with a contactless credit card safe?

• While creating methods that monitor, predict, and prevent fraud cases, Garanti BBVA and MasterCard develop very advanced fraud prevention techniques to ensure that you will be least affected in such cases. With secure coding technology, your contactless Bonus Gold is as secure as your usual credit card.

• You are in control! - Your Bonus Gold cannot make a payment unless you request otherwise.

• No accidental payments - Your Bonus Gold must be placed within a distance less than 10 cm from the reader device for a payment transaction to be executed.

• No double payments - Even if you scan your Bonus Gold card to the reader more than once during the payment, you only pay once.
  

PayPass Technology

• The Bonus Gold card has a contactless chip and radio frequency transmitter. During the payment, when you approximate your Bonus Gold to the reader, payment details are transmitted to the MasterCard network. You get the payment approval soon after you hear the beep sound.

Security Advice

• If you are worried about protecting your credit card information, just follow a few simple steps to relieve yourself of this stress.

• Stolen cards are mostly used within the first 48 hours. If you notice a suspicious transaction performed with your card, do not use your Bonus Gold, and do call the Customer Communication Center at 444 0 333 immediately and inform the bank of the suspicious transaction by following step 1.

• Make sure you know where your Bonus Gold is, and keep it somewhere safe.

• Check frequently that not only your Bonus Gold card but also your other credit cards are with you in order to make sure that they are not lost.

• Create a single list including the following information about all your cards: card number, expiry date, and emergency number written on the back. Keep this list in a safe place, separated from your cards. You can use the information on this list if you lose your card or it gets stolen.