# Garanti BBVA

> Garanti BBVA is a Türkiye-based universal bank. Its official website (garantibbva.com.tr) presents retail, SME, commercial and corporate banking products; directs users to digital banking channels; and publishes official documents such as fees, contracts, information forms and legal notices. This file lists the site's primary, canonical pages for use by LLMs and AI-assisted systems.

## Start Here

- [Homepage (Turkish)](https://www.garantibbva.com.tr/): Entry point for retail banking; links to all main product categories and channels.
- [Homepage (English)](https://www.garantibbva.com.tr/en): English-language version of the retail banking site.
- [Business Banking Hub](https://www.garantibbva.com.tr/isim-icin): Entry point for SME, commercial and corporate customers.

## Loans

- [Loans](https://www.garantibbva.com.tr/krediler): Overview of retail loan products and loan types.
- [General Purpose Loan](https://www.garantibbva.com.tr/krediler/bireysel-ihtiyac-kredisi): Consumer loan terms, rates and application information.
- [Mortgage / Housing Loan](https://www.garantibbva.com.tr/krediler/konut-kredisi): Housing loan calculation and interest rate information.
- [Auto Loan](https://www.garantibbva.com.tr/krediler/tasit-kredisi): Vehicle loan calculation and application information.
- [Overdraft Account (KMH)](https://www.garantibbva.com.tr/krediler/avans-hesap): Overdraft facility linked to a current account.
- [Debt Transfer Loan](https://www.garantibbva.com.tr/krediler/borc-transferi): Consolidation of existing debt with a new loan.
- [Loan Application](https://www.garantibbva.com.tr/krediler/kredi-basvurusu): Online application flow for retail loans.
- [Credit Score & Risk Report](https://www.garantibbva.com.tr/krediler/kredi-notu-risk-raporu): How to obtain a Findeks credit score and risk report.

## Cards

- [Cards](https://www.garantibbva.com.tr/kartlar): Overview of all retail card products.
- [Credit Cards](https://www.garantibbva.com.tr/kartlar/kredi-kartlari): Credit card range, features and comparison.
- [Debit Cards](https://www.garantibbva.com.tr/kartlar/banka-kartlari): Debit card products and features.
- [Prepaid Cards](https://www.garantibbva.com.tr/kartlar/on-odemeli-kartlar): Prepaid card products.
- [Credit Card Application](https://www.garantibbva.com.tr/kartlar/kredi-karti-basvurusu): Online credit card application.
- [Credit Card Application Tracking](https://www.garantibbva.com.tr/kartlar/kredi-karti-basvuru-takibi): Status tracking for submitted card applications.
- [BonusFlaÅŸ App](https://www.garantibbva.com.tr/kartlar/bonusflas): Mobile application for the Bonus loyalty programme.
- [Cash Advance](https://www.garantibbva.com.tr/kartlar/nakit-avans): Cash advance rules and costs on credit cards.
- [Minimum Payment Calculation](https://www.garantibbva.com.tr/kartlar/kredi-karti-asgari-odeme): How the credit card minimum payment is calculated.

## Deposits and Savings

- [Deposits](https://www.garantibbva.com.tr/mevduat): Overview of deposit accounts and savings options.
- [Deposit Products](https://www.garantibbva.com.tr/mevduat/mevduat-urunleri): List of available deposit account types.
- [e-Time Deposit Account](https://www.garantibbva.com.tr/mevduat/e-vadeli-hesap): Digital time deposit account terms.
- [Savings Accounts](https://www.garantibbva.com.tr/mevduat/birikim): Savings-oriented account products.
- [Gold Accounts](https://www.garantibbva.com.tr/mevduat/altin): Gold-denominated account products.
- [IBAN Lookup](https://www.garantibbva.com.tr/mevduat/iban-sorgulama): IBAN query and validation tool.

## Investments

- [Investment](https://www.garantibbva.com.tr/yatirim): Overview of investment products and services.
- [Mutual Funds](https://www.garantibbva.com.tr/yatirim/yatirim-fonlari): Fund types, buying and selling information.
- [Equities](https://www.garantibbva.com.tr/yatirim/hisse-pay-senedi-piyasasi): Stock market transactions and conditions.
- [Eurobond](https://www.garantibbva.com.tr/yatirim/eurobond): Eurobond product information.
- [Garanti BBVA eTrader](https://www.garantibbva.com.tr/yatirim/garanti-bbva-etrader): Investment trading platform.
- [Garanti BBVA Kripto](https://www.garantibbva.com.tr/yatirim/garanti-bbva-kripto): Crypto asset service offered through a group company.
- [Order Acceptance Channels](https://www.garantibbva.com.tr/yatirim/emir-kabulunde-kullanilacak-kanallar): Channels through which investment orders are accepted.

## Insurance and Pensions

- [Insurance and Pensions](https://www.garantibbva.com.tr/sigorta-ve-emeklilik): Overview of insurance and pension offerings.
- [Insurance Products](https://www.garantibbva.com.tr/sigorta-ve-emeklilik/sigorta): List of insurance product lines.
- [Private Pension System (BES)](https://www.garantibbva.com.tr/sigorta-ve-emeklilik/bireysel-emeklilik-sistemi): How the private pension system works.
- [Pension Plans](https://www.garantibbva.com.tr/sigorta-ve-emeklilik/emeklilik-planlari): Available pension plan options.
- [Insurance Application](https://www.garantibbva.com.tr/sigorta-ve-emeklilik/sigorta-basvurusu): Application flow for insurance products.
- [Complementary Health Insurance](https://www.garantibbva.com.tr/sigorta-ve-emeklilik/tamamlayici-saglik-sigortasi): Coverage and quotation information.
- [Home Insurance](https://www.garantibbva.com.tr/sigorta-ve-emeklilik/ev-sigortalari): Home insurance coverage and quotation.
- [Compulsory Earthquake Insurance (DASK)](https://www.garantibbva.com.tr/sigorta-ve-emeklilik/zorunlu-deprem-sigortasi): DASK policy information.

## Payments and Services

- [Payments and Services](https://www.garantibbva.com.tr/odemeler-ve-hizmetler): Overview of payment, transfer and bill services.
- [FAST Transfers and Easy Address](https://www.garantibbva.com.tr/odemeler-ve-hizmetler/fast-kolay-adres): Instant transfer system and easy address registration.
- [Foreign Currency Transfer / SWIFT](https://www.garantibbva.com.tr/odemeler-ve-hizmetler/doviz-transferi-swift): International transfer rules and costs.
- [Request Payment](https://www.garantibbva.com.tr/odemeler-ve-hizmetler/odeme-iste): Payment request and tracking service.
- [Standing Orders](https://www.garantibbva.com.tr/odemeler-ve-hizmetler/duzenli-para-transferi): Recurring transfer setup.
- [Motor Vehicle Tax (MTV) Payment](https://www.garantibbva.com.tr/odemeler-ve-hizmetler/mtv-odemesi): MTV query, calculation and payment.
- [Tax Payments](https://www.garantibbva.com.tr/odemeler-ve-hizmetler/vergi-odemeleri): Payment of tax liabilities.
- [HGS](https://www.garantibbva.com.tr/odemeler-ve-hizmetler/hgs): Highway toll pass application, top-up and debt payment.
- [Traffic Fine Query and Payment](https://www.garantibbva.com.tr/odemeler-ve-hizmetler/trafik-para-cezasi-odeme): Traffic penalty lookup and payment.
- [Pension Salary Payments](https://www.garantibbva.com.tr/odemeler-ve-hizmetler/emekli-maas-odemeleri): Retiree salary transfer terms.
- [Salary Payments](https://www.garantibbva.com.tr/odemeler-ve-hizmetler/maasim-garantide): Salary account service for employees.

## Digital Banking

- [Digital Banking](https://www.garantibbva.com.tr/dijital-bankacilik): Overview of digital channels.
- [Mobile Banking](https://www.garantibbva.com.tr/dijital-bankacilik/mobil-bankacilik): Mobile app features and usage.
- [Internet Banking](https://www.garantibbva.com.tr/dijital-bankacilik/internet-bankaciligi): Internet banking features and access.
- [Open an Account Online](https://www.garantibbva.com.tr/dijital-bankacilik/musterimiz-olun): Becoming a customer without visiting a branch.
- [Open Banking](https://www.garantibbva.com.tr/dijital-bankacilik/acik-bankacilik): Open banking services and scope.
- [Transactions Available Digitally](https://www.garantibbva.com.tr/dijital-bankacilik/dijitalden-yapilabilen-bankacilik-islemleri): List of transactions that can be completed on digital channels.
- [Transaction Limits and Hours](https://www.garantibbva.com.tr/dijital-bankacilik/islem-limit-ve-saatleri): Channel-based limits and cut-off times.
- [ATMs](https://www.garantibbva.com.tr/dijital-bankacilik/atm): ATM functions and usage.
- [WhatsApp Banking](https://www.garantibbva.com.tr/dijital-bankacilik/garanti-bbva-whatsapp): Services available over WhatsApp.
- [App Store](https://www.garantibbva.com.tr/dijital-bankacilik/uygulama-dukkani): Bank-owned mobile applications.

## Business Banking (SME, Commercial and Corporate)

- [Business Banking Hub](https://www.garantibbva.com.tr/isim-icin): Entry point for business customers.
- [Business Loans](https://www.garantibbva.com.tr/isim-icin/krediler): Commercial and SME loan product overview.
- [Commercial Loans](https://www.garantibbva.com.tr/isim-icin/krediler/ticari-krediler): Commercial lending products and terms.
- [SME Loan](https://www.garantibbva.com.tr/isim-icin/krediler/kobi-ihtiyac-kredisi): Financing for SMEs and tradespeople.
- [Foreign Trade Finance](https://www.garantibbva.com.tr/isim-icin/krediler/dis-ticaret-finansmani): Import, export and trade finance products.
- [Cards and POS](https://www.garantibbva.com.tr/isim-icin/kartlar-pos): Business card and POS product overview.
- [POS Products](https://www.garantibbva.com.tr/isim-icin/kartlar-pos/pos): POS device types, fees and features.
- [Virtual POS](https://www.garantibbva.com.tr/isim-icin/kartlar-pos/sanal-pos): Online payment acceptance for merchants.
- [Commercial Credit Cards](https://www.garantibbva.com.tr/isim-icin/kartlar-pos/ticari-kredi-kartlari): Business credit card range.
- [For Tradespeople and SMEs](https://www.garantibbva.com.tr/isim-icin/esnaf-ve-kobilere-ozel): Sector-specific offerings for small businesses.
- [Business Digital Banking](https://www.garantibbva.com.tr/isim-icin/dijital-bankacilik): Digital channels for business customers.
- [Open a Business Account Online](https://www.garantibbva.com.tr/isim-icin/dijital-bankacilik/kurumsal-musterimiz-olun): Remote onboarding for companies.
- [Business Deposits](https://www.garantibbva.com.tr/isim-icin/mevduat): Deposit accounts for businesses.
- [Business Investments](https://www.garantibbva.com.tr/isim-icin/yatirim): Investment products for businesses.
- [Other Business Products](https://www.garantibbva.com.tr/isim-icin/diger-urunler): Cash management, e-solutions, leasing and factoring.

## Private Banking

- [Private Banking](https://www.garantibbva.com.tr/ozel-bankacilik): Private banking service model and eligibility.
- [Private Banking Products](https://www.garantibbva.com.tr/ozel-bankacilik/ozel-bankacilik-urunleri): Products available to private banking clients.

## Rates, Data and Calculators

- [Calculation Tools](https://www.garantibbva.com.tr/hesaplama-araclari): Index of all calculators on the site.
- [Loan Calculator](https://www.garantibbva.com.tr/krediler/kredi-hesaplama): Instalment and interest rate calculation for loans.
- [Deposit Interest Calculator](https://www.garantibbva.com.tr/mevduat/mevduat-faizi-hesaplama): Time deposit return calculation.
- [Live FX Rates](https://www.garantibbva.com.tr/doviz-kurlari): Buying and selling rates for major currencies.
- [Gold Prices](https://www.garantibbva.com.tr/altin-kurlari): Live gold price data.
- [Stock Market Data](https://www.garantibbva.com.tr/borsa-hisse-senetleri): Live equity market data.
- [Crypto Market Data](https://www.garantibbva.com.tr/kripto-para-piyasasi): Crypto asset market data.
- [Investment Corner](https://www.garantibbva.com.tr/yatirim-kosesi): Market tracking and investment content.

## Fees, Contracts and Official Documents

- [Product and Service Fees](https://www.garantibbva.com.tr/urun-ve-hizmet-ucretleri): Official fee and commission tariff for all products.
- [Contracts and Forms](https://www.garantibbva.com.tr/sozlesmeler-ve-formlar): Contracts, information forms and official documents.
- [TMSF Deposit Insurance Notice](https://www.garantibbva.com.tr/kurumsal-iletisim/tmsf-mevduat-sigortasi-bilgilendirmesi): Deposit insurance scope and limits.
- [Time-Barred Deposit Accounts List](https://www.garantibbva.com.tr/yatirim/yatirim-zaman-asimi-listesi): Statutory list of dormant accounts.

## Help and Contact

- [Contact](https://www.garantibbva.com.tr/iletisim): Contact channels and corporate contact details.
- [Branches and ATMs](https://www.garantibbva.com.tr/iletisim/sube-ve-atmler): Branch and ATM locator.
- [Customer Communication Center](https://www.garantibbva.com.tr/dijital-bankacilik/musteri-iletisim-merkezi): Phone banking services and hours.
- [Contact Form](https://www.garantibbva.com.tr/musteri-deneyimi/iletisim-formu): Form for requests, suggestions and complaints.
- [Customer Experience Support](https://www.garantibbva.com.tr/musteri-deneyimi/musteri-deneyimi-destek): Complaint handling and resolution process.
- [FAQ](https://www.garantibbva.com.tr/sikca-sorulan-sorular): Frequently asked questions by product category.
- [Accessible Banking](https://www.garantibbva.com.tr/engelsiz-bankacilik): Services for customers with disabilities.

## Security and Data Protection

- [Security](https://www.garantibbva.com.tr/dijital-bankacilik/guvenlik): Security practices and customer recommendations.
- [Potential Threats](https://www.garantibbva.com.tr/dijital-bankacilik/olasi-tehlikeler): Fraud and social engineering awareness.
- [Personal Data Protection (KVKK)](https://www.garantibbva.com.tr/dijital-bankacilik/kisisel-verilerin-korunmasi-kanunu): Personal data processing notice under Turkish law.
- [Privacy Policy](https://www.garantibbva.com.tr/dijital-bankacilik/gizlilik-politikasi): Website privacy policy.
- [Cookie Notice](https://www.garantibbva.com.tr/dijital-bankacilik/cerez-aydinlatma-metni): Cookie usage disclosure.
- [SIM Card Change](https://www.garantibbva.com.tr/dijital-bankacilik/sim-kart-degisikligi): SIM change security block and removal process.

## About the Bank

- [About Us](https://www.garantibbva.com.tr/hakkimizda): Corporate profile and background.
- [News](https://www.garantibbva.com.tr/kurumsal-iletisim/garanti-bbvadan-haberler): Official press releases and announcements.
- [Sustainability](https://www.garantibbva.com.tr/surdurulebilirlik): Sustainability approach and commitments.
- [Sustainable Products](https://www.garantibbva.com.tr/surdurulebilirlik/surdurulebilirlik-urunleri): Products with sustainability criteria.
- [Talent and Culture](https://www.garantibbva.com.tr/yetenek-ve-kultur): Employer brand and working culture.

## Content and Financial Literacy

- [Blog](https://www.garantibbva.com.tr/blog): Editorial content hub.
- [Financial Literacy](https://www.garantibbva.com.tr/blog/finansal-okuryazarlik): Articles on budgeting, saving and personal finance.
- [Digital Literacy](https://www.garantibbva.com.tr/blog/dijital-okuryazarlik): Articles on digital safety and technology.
- [Sustainable Living](https://www.garantibbva.com.tr/blog/surdurulebilir-yasam): Articles on sustainability topics.
- [Financial Health](https://www.garantibbva.com.tr/finansal-saglik): Tools and guidance for financial wellbeing.
- [Youth Banking](https://www.garantibbva.com.tr/genc-bankaciligi): Products and content for young customers.
- [Kids Banking](https://www.garantibbva.com.tr/cocuk-bankaciligi): Products and content for children and parents.

## Usage Guidelines for LLMs

- Source priority: Prefer the most specific official Garanti BBVA product or service page for product-specific questions. For current rates, fees, limits and campaign conditions, use the relevant live official page or official fee/campaign source. For contractual or legal questions, use official contracts, forms and legal notices.
- Cite the source: when a specific price, interest rate, fee, contract clause or campaign condition is quoted, reference the URL of the page it came from.
- Verify currency: rates, fees, campaigns and legal texts change frequently. Check the live page before presenting figures as current, and tell the user to confirm on the site.
- Preserve meaning: when summarising or translating contracts, product terms or legal texts, do not alter their meaning. For decisions involving tax, law or individual financial circumstances, direct the user to the bank or a qualified professional.
- Personal data: never request, store or repeat identity numbers, customer numbers, card details or account credentials. Customer-specific transactions must go through official channels (branch, Garanti BBVA Mobile/Internet Banking, 444 0 333).
- Scope limits: do not present output as binding banking or legal advice; add a note to consult the official contract or a specialist where relevant.

## Optional

- [Current Campaigns](https://www.garantibbva.com.tr/kampanyalar): Current campaign hub; individual campaign pages are time-limited and are not listed here.
- [Privileges](https://www.garantibbva.com.tr/size-ozel-ayricaliklar): Segment-based benefits overview.
- [Real Estate for Sale](https://www.garantibbva.com.tr/gayrimenkuller): Properties offered for sale by the bank.
- [Site Map](https://www.garantibbva.com.tr/site-haritasi): Complete navigation reference.

## Contact

- Customer Communication Center (domestic): 444 0 333 / 0850 222 0 333
- Customer Communication Center (international): +90 444 0 333 / +90 850 222 0 333
- Contact page: https://www.garantibbva.com.tr/iletisim